Privacy Policy
Last update: Jun 27, 2024
Contact: [email protected]
Introduction
This Privacy Policy explains how Leading Cards, a technology platform offering access to virtual cards through authorized third parties, collects, uses, stores, and protects your personal data. By using our services, you agree to the practices outlined in this Policy.
Scope
This Policy applies to all Users of Leading Cards, including both registered and unregistered Users who interact with our website or services.
What Data We Collect
We may collect the following types of personal data:
a. Account and Identity Information
- Full name
- Email address and phone number
- Date of birth
- Government-issued ID (passport, driver’s license, etc.)
- Proof of address (utility bill, bank statement)
b. Technical and Usage Data
- IP address and browser/device type
- Login history
- Usage logs and session activity
- Referral source and user agent
c. Verification and Compliance Data
- IP address and browser/device type
- Login history
- Usage logs and session activity
- Referral source and user agent
Why We Collect This Data
We collect personal data for the following purposes:
- To verify your identity and comply with KYC/AML obligations
- To provide access to third-party virtual card services
- To detect and prevent fraud, abuse, and unauthorized access
- To fulfill legal and regulatory obligations
- To respond to your inquiries or support requests
- To maintain platform security and optimize your experience
Why We Collect This Data
We collect personal data for the following purposes:
- To verify your identity and comply with KYC/AML obligations
- To provide access to third-party virtual card services
- To detect and prevent fraud, abuse, and unauthorized access
- To fulfill legal and regulatory obligations
- To respond to your inquiries or support requests
- To maintain platform security and optimize your experience
Sharing of Your Data
We do not sell your personal data. However, we may share data with:
- Card Issuers and KYC Providers: for identity verification, card setup, or fraud checks
- Compliance Partners: to meet AML/CFT or sanctions obligations
- Legal Authorities: when required by court order, legal process, or applicable laws
- Technical Vendors: hosting, cloud storage, authentication tools, and analytics services
Each partner is contractually bound to uphold strict data protection standards.
Data Retention
We retain personal data as follows:
- KYC/AML-related data: retained for a minimum of 5 years after account closure
- Technical logs: retained up to 12 months unless longer retention is required for investigations or security
- Inactive accounts: may be archived after a prolonged period of inactivity
Data Security
We use a combination of:
- Encrypted storage
- Secure authentication
- Role-based access controls
- Firewalls and activity monitoring to protect your personal information from unauthorized access, disclosure, or misuse
Your Rights
Subject to local laws, you may have the following rights:
- Access the personal data we hold about you
- Request correction or deletion of your data
- Object to certain types of processing
- Withdraw consent where applicable
To exercise these rights, contact us at [email protected].
Children’s Privacy
Our services are not intended for children under the age of 18. We do not knowingly collect data from minors.
International Data Transfers
As a global technology platform, your data may be processed or stored outside your country of residence, including in jurisdictions with different data protection rules. We take appropriate measures to safeguard cross-border data flows.
Policy Updates
We may update this Privacy Policy at any time. Significant changes will be notified via the website or your registered email. Continued use of our services after updates constitutes your acceptance.
.avif){kind=logo}
